what does the bible say about lending money with interest

Discovering Biblical Teachings on Lending & Borrowing: Understanding Charging Interest From A Christian Perspective

Are you curious about what the Bible has to say about lending money with interest? As a youth pastor who cares deeply about my community, I know that ethics, morality, and spirituality are important topics for many of us. That’s why I’m excited to dive into this topic with you.

what does the bible say about lending money with interest

In this article, we’ll explore the biblical teachings on lending and borrowing, including both Old and New Testament perspectives on charging interest. We’ll also reflect on the ethical implications of taking interest from a Christian perspective.

Most importantly, we’ll consider the practical applications of these teachings in modern life. Whether you’re a business owner, a student, or simply someone who wants to live according to biblical principles, this article will help you better understand what the Bible has to say about lending money with interest. So, let’s get started!

An Introduction to Biblical Teachings on Lending and Borrowing.

As a youth pastor, one of the most important aspects of my role is to teach young people about the teachings of Christianity. One topic that often comes up when discussing personal finance is lending and borrowing money.

According to biblical teachings, lending money with interest was seen as exploitative and was discouraged. In fact, in Exodus 22:25-27 it states “If you lend money to any of my people who are poor among you, you shall not be like a moneylender to him; you shall not charge him interest.”

This teaching emphasizes the importance of treating others with kindness and compassion rather than seeking personal gain at their expense. It also highlights the need for financial responsibility within our communities.

However, it’s important to note that there are certain circumstances where charging interest may be necessary or acceptable. For instance, if someone lends an amount that they can’t afford without receiving some form of compensation or if they’re running a business where loaning funds is part of their income-generating activities.

In these situations though we must approach them carefully and prayerfully so as not violate God’s command on usury which prohibits taking advantage in Charging interests from those Unprivileged borrowers specially widows ,orphans ,and other vulnerable groups .

Overall, it’s crucial for Christians today to understand what scripture teaches regarding lending and borrowing so they can make sound financial decisions while remaining true followers Christ who always commands Love thy Neighbor .

Old Testament perspectives on lending money with interest.

As a youth pastor who loves his community, I understand the importance of teaching people about Christianity in a loving and caring way. One topic that often comes up is lending money with interest, and what the Old Testament has to say about it.

In Leviticus 25:35-37, it is written: “If any of your fellow Israelites become poor and are unable to support themselves among you, help them as you would a foreigner and stranger, so they can continue to live among you. Do not take interest or any profit from them, but fear your God, so that they may continue to live among you.”

This passage emphasizes the importance of helping those in need without expecting anything in return. It discourages taking advantage of someone’s financial situation by charging interest on loans.

However, it’s important to note that this passage specifically refers to lending money within the community of Israelites at that time. In other parts of the Old Testament such as Deuteronomy 23:19-20 or Proverbs 28:8 there are also mentions regarding charging interests – both negative & positive connotation dependent on situations.

It’s understandable if this leaves some confusion for modern-day Christians when considering how these verses apply today where institutions like banks exist for monetary exchange purposes.However,the core message remains relevant – being mindful towards fairness while conducting monetary matters instead only seeking one’s own gains should be prioritized over making profits at other’s expense .

As Christians seeking guidance from scripture,it is important we explore beyond single passages ,research deeper into context,and remain open-minded enough towards different interpretations.While we cannot change past actions committed against others,having knowledge about such principles can guide us towards empathizing more with those around us while simultaneously being cautious when dealing with finances .

New Testament perspectives on lending money with interest.

As a youth pastor who loves his community, it is important to address the New Testament perspectives on lending money with interest. The Bible teaches us to love one another and be generous in all aspects of our lives, including financial matters.

In Luke 6:35-36, Jesus says, “But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great.” This passage emphasizes that we should lend money selflessly without any expectation of receiving interest or repayment.

Similarly, in Matthew 5:42 Jesus instructs his followers by saying “Give to the one who asks you and do not turn away from the one who wants to borrow from you.” This implies that lending must always come out of generosity rather than personal gain.

In addition , James 2:14-17 advises us that faith without action is dead. Therefore if we have resources such as wealth which can help those among us struggling financially ,we must use it for their benefit instead of using it for selfish motives such as making profit through charging interests

It is important for Christians today – especially when considering financial transactions -to remember these biblical teachings about loving others selflessly.This way they can ensure they are following God’s word while also caring for their fellow man .

The ethical implications of charging interest in Christianity are.

As a youth pastor who loves his community, it is important to me to discuss the ethical implications of charging interest in Christianity. The Bible has many teachings on lending money and charging interest, and as Christians, it is our duty to follow these teachings.

One of the most well-known verses regarding this topic comes from Exodus 22:25: “If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him; you shall not charge him interest.” This verse clearly states that we should not charge our fellow believers interest when they are in need.

However, some argue that this only applies to fellow believers and does not extend outside of the Christian community. But even if we were only meant to apply this principle within our own faith community, shouldn’t we still strive towards compassion and kindness towards all?

Furthermore, Jesus himself spoke about lending without expecting anything in return (Luke 6:34-35) and treating others as we would want them treat us (Matthew 7:12). These principles can be applied beyond just financial transactions but also how we interact with others in general.

In today’s society where greed often prevails over compassion for one’s neighbor or those less fortunate than ourselves , following these biblical principles can seem counter-cultural. However,it is important for Christians living out their values as part of their daily lives instead being hypocrites by disregarding God’s commandments especially when faced with economic challenges

In conclusion,the ethical implications around charging interests cannot be ignored nor taken lightly by christians.Our interactions should reflect Christ-like behavior which means being selfless,giving without expectations,and treating others kindly regardless of whether they share same faith or cultural background.This way,you will become an exemplary representation your church while sharing Christ’s love through actions rather than words alone

Practical applications of Biblical teachings on lending and borrowing in modern life.

As a youth pastor, you have likely encountered questions from members of your community about what the Bible says regarding lending and borrowing money with interest. The truth is, there are several practical applications of biblical teachings on this topic that can be applied to modern life.

One important lesson from the Bible is found in Proverbs 22:7 which states “The rich rules over the poor, and the borrower becomes the lender’s slave.” This passage reminds us that when we borrow money with interest, we become indebted to our lenders and may find ourselves trapped in a cycle of debt.

Another relevant teaching comes from Luke 6:34-35 where Jesus instructs us to lend without expecting anything in return. While this may seem counterintuitive in today’s society where loans often come with high interest rates or fees attached, it highlights an important principle of generosity and kindness towards others.

Additionally, Deuteronomy 23:19-20 tells us not to charge our fellow Israelites any interest when loaning them money. While some may view this as outdated advice for ancient times only applicable within certain cultures or religions – it serves as a reminder that fairness should always be at play during financial transactions between individuals.

By implementing these teachings into your financial practices – whether you are borrowing or lending – you can create healthier relationships built on trust and mutual respect. It also helps prevent being caught up under harsh circumstances caused by high-interest rates which leads one into slavery like situations mentioned above

Remember though there isn’t just one answer but many ways each individual could apply Biblical principles according their own situation however incorporating these principles will help foster love,careness,godliness among individuals while dealing with finances .


The Bible’s teachings on lending and borrowing with interest are both sobering and inspiring, providing timeless wisdom that we can apply to modern-day situations. Whether you’re a Christian who wants to learn more about biblical perspectives or someone simply seeking advice for an ethical dilemma, these lessons remain relevant today. To keep learning from the Word and stay connected with your faith, join us at our weekly youth group meeting!