what does the bible say about borrowing money with interest

Biblical Teachings on Borrowing Money with Interest: A Youth Pastor’s Perspective

As a youth pastor who loves his community, it’s important to me to share biblical teachings on money and borrowing. We all know that money can be a stressful topic, but it doesn’t have to be. The Bible has a lot to say about borrowing money with interest, and in this article, we’ll explore those teachings.

what does the bible say about borrowing money with interest

We’ll start with an introduction to the Bible’s teachings on money and borrowing, then dive into perspectives from both the Old and New Testaments. We’ll also discuss biblical principles to consider when borrowing money, and how to apply these teachings to modern financial situations.

If you’re interested in learning more about what the Bible says about borrowing money with interest, stay tuned. Let’s explore this topic together.

An Introduction to Biblical Teachings on Money and Borrowing

As a youth pastor who loves his community, I believe it is important to teach about biblical teachings on money and borrowing in a loving and caring way. The Bible has much to say about how we should handle our finances, including the issue of borrowing money with interest.

In Proverbs 22:7, it says “The rich rule over the poor, and the borrower is slave to the lender.” This verse reminds us that when we borrow money with interest, we become enslaved to our lenders. It can be easy for us to fall into debt traps without realizing it.

However, this does not mean that borrowing money with interest is always wrong. In fact, there are times when it may be necessary or even wise. For example, taking out a loan for education or starting a business can lead to long-term financial growth.

But as Christians seeking guidance from God’s word on this matter of borrowing money with interest – We must ensure that our intentions are pure and aligning correctly according God’s wills & ways rather than falling prey towards greed & materialism presence within society around us.

So while you may need help financially through loans or borrowings- remember that ultimately all things belong unto him , remain humble in your approach towards seeking help dealing debts..and trust in Him who provides abundantly!

Old Testament Perspectives on Interest and Lending

As a youth pastor who loves his community, it is important to me that I share the biblical perspective on interest and lending with you. In the Old Testament, there are several passages that address this topic.

One such passage is found in Leviticus 25:35-38 where it says “If any of your fellow Israelites become poor and are unable to support themselves among you, help them as you would a foreigner and stranger, so they can continue to live among you. Do not take interest or any profit from them but fear your God, so that they may continue to live among you. You must not lend them money at interest or sell them food at a profit.”

This passage emphasizes the importance of helping those in need without expecting anything in return. It also highlights the dangers of charging excessive interest rates which can lead people into further poverty.

Another example can be found in Proverbs 28:8 which states “Whoever increases wealth by taking interest or profit from others amasses it for another who will be kind to the poor.” This verse reminds us that accumulating wealth through unjust means ultimately leads us away from generosity towards those less fortunate.

In conclusion, while borrowing money with interest may seem like a necessity in today’s society, we should strive towards more compassionate lending practices as inspired by our biblical teachings. As Christians we should always look out for one another especially when times get tough rather than exploit each other for personal gain – let’s put love first!

New Testament teachings on borrowing money with interest

As a youth pastor who loves his community, it is important to teach about Christianity in a loving and caring way. One topic that often comes up in discussions about personal finance is borrowing money with interest. What does the New Testament have to say on this subject?

Firstly, it’s important to note that the Bible doesn’t necessarily condemn borrowing money with interest outright. In fact, there are examples of people in the New Testament taking out loans with interest – for example, Jesus tells a parable about stewards investing their master’s money and earning profits (Luke 19:11-27).

However, there are also warnings against being too quick to borrow or lend money at high rates of interest. In Luke 6:34-35 Jesus says “And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners expecting them back…but love your enemies…lend without expecting anything back.”

The main concern here seems not so much with charging or paying interest itself but rather exploiting others through high-interest loans – especially those who may be vulnerable or unable repay.

So what can we learn from these teachings as Christians today? Firstly we should remember that God values justice and compassion above all else; our financial dealings should always reflect these values.

Secondly when considering borrowing or lending it’s worth asking ourselves whether we’re prioritizing profit over people – particularly those who might be struggling financially already.

Ultimately while there isn’t necessarily one right answer when it comes how Christians should approach borrowing/lending within our current economic system – by keeping Biblical principles like compassion for others at heart we can navigate such issues more thoughtfully and responsibly as followers of Christ

Biblical principles to consider when borrowing money

As a youth pastor who cares deeply about your spiritual growth, it is important for me to share biblical principles that can guide you in making wise financial decisions. One area that requires careful consideration is borrowing money with interest.

The Bible has much to say about this issue, and it all comes down to one key principle: stewardship. As Christians, we are called to be good stewards of the resources God has given us. This means using them wisely and responsibly, including our finances.

When it comes to borrowing money with interest, the Bible warns against being a slave to debt (Proverbs 22:7). It also advises us not to borrow more than we can repay (Psalm 37:21) and not become indebted unnecessarily (Romans 13:8).

Therefore, before taking out any loans or credit cards with high-interest rates, ask yourself if you truly need the money or if there are other ways you can meet your needs without going into debt. Additionally, consider seeking guidance from trusted Christian advisors or financial experts who align with biblical principles.

Remember that while borrowing may seem like an easy solution in the short-term; in reality; it could lead us down a path of stress and worry over paying back what was borrowed plus additional fees associated.
Ultimately let’s remember as Christians our faith calls on us do everything within our power first before relying on others such as lenders where possible – Let’s trust God for provision!

Applying biblical teachings to modern financial situations

As a youth pastor dedicated to spreading the teachings of Christianity, I am often asked about how biblical principles can be applied to modern financial situations. One question that frequently arises is, “What does the bible say about borrowing money with interest?”

In Leviticus 25:35-38, it states that lending without interest should be practiced among fellow Israelites who are in need. However, this does not necessarily mean that borrowing with interest is inherently wrong or sinful.

Instead of focusing solely on the act of borrowing with interest, we can look at how we approach and use money as a whole. The bible emphasizes responsible stewardship over our resources and encourages us to prioritize giving generously to others before accumulating wealth for ourselves.

Therefore, when considering borrowing money with interest in modern times, it’s important to evaluate our intentions and motivations behind taking out such loans. Are we seeking personal gain at the expense of others? Or are we responsibly using borrowed funds for necessary expenses or investments?

Ultimately, applying biblical teachings to modern financial situations requires discernment and intentional decision-making based on core Christian values such as love for others and responsible stewardship. As youth pastors committed to serving our community through teaching these values from a place of compassion and understanding can help guide individuals towards making wise financial choices rooted in faith-based principles.


It’s clear from the Bible that interest in borrowing money should not be taken lightly, and Christians understand this. As you consider taking out a loan with interest, reflect on the principles outlined in Scripture to make sure it aligns with your faith. Remember that even if you take out a loan for good reasons such as building home or investing, there still may be consequences if those loans are mismanaged. For more advice and tips on how to live according to biblical teaching when it comes to finances, join our mailing list!